BCT - Benefits Consulting Team - Insurance for Groups and Individuals - Harrisburg Insurance

BCT Benefits is a family-owned and operated insurance agency, Headquartered in Harrisburg PA.

Group Health Insurance

Free Analysis Provided by BCT Benefits.

We are licensed as independent agents with the region’s top insurance carriers, and third party administrators:


  • Aetna Health Care
  • Capital Blue Cross
  • Geisinger Health Plan
  • Highmark Blue Shield
  • HealthAmerica/HealthAssurance
  • Inter-counties
  • Principal Financial
  • United Health Care
  • Significa

Programs and Services

  • Health Reimbursement Arrangements
  • Health Savings Accounts (HSA)
  • Flexible Spending Accounts (FSA)
  • Cobra Management
  • Cafeteria Plans (section 125)
  • PPO's, POS, and HMO
  • Links and Forms ( resources )
  • 401k retirement plans

Self-funding arrangements, for the larger groups can be designed to your specifications and administered.

You can change your health insurance plan at any time!

By providing us with a Census of your group we can begin researching, perform plan comparisons, quote preparation, and help you select the right plan for your company. BCT Benefits LLC, Inc. has the experience and expertise to help you make the right decision.

Your BCT consultant will help you plan the implementation

BCT’s management understands the traditional as well as creative funding methods approved by the IRS to help you save on your group health insurance premiums. In today’s market the volume of health plan options available to an employer is staggering. Let us help guide you.

Toll Free: 1-888-657-3200
shawn martin
J. Shawn Martin, Owner